Consent for Electronic Signatures, Records, and Disclosures ("E-Consent")

Please read this information carefully and print a copy and/or retain this information for future reference.

*Introduction*
You are submitting a request to connect with one of our third-party lenders. To offer you a loan, the lenders need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This document informs you of your rights regarding electronic disclosures, notices, and information. By clicking the link to agree to our terms, you acknowledge that you have received this E-Consent and consent to conduct transactions using electronic signatures, disclosures, records, and contract documents (“Disclosures”).

*Option for Paper or Non-Electronic Records*
You may request any Disclosures in paper form by contacting the third-party lender directly. The lenders will provide paper copies at no cost and will retain all Disclosures as required by applicable law.

*Scope of Consent*
This E-Consent applies to all online interactions between you and the third-party lender, including those on mobile devices such as phones, smartphones, and tablets. By accepting this E-Consent, the lender may process your information and engage with you electronically during all online interactions. The lender may also send you notices electronically related to these interactions and transactions. Disclosures may be made available online on our or third-party lenders' websites, and may also be sent via email.

*Consenting to Do Business Electronically*
Before deciding to engage in business electronically with the third-party lenders, consider whether you have the necessary hardware and software capabilities outlined below.

*Withdrawing Consent*
Your E-Consent for our loan request service and for the third-party lenders' consideration of your loan request cannot be withdrawn, as it is a one-time transaction. If you connect with one or more lenders, you may withdraw your E-Consent with those lenders at any time and at no cost. However, withdrawing this E-Consent before receiving credit may prevent you from obtaining credit from the lender. To withdraw this E-Consent, please contact the third-party lender directly. If you choose to withdraw, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will remain unaffected.

*Hardware and Software Requirements*
To access and retain the Disclosures electronically, you will need the following: a PC or MAC-compatible computer or device capable of accessing the Internet, access to an email account, and an Internet browser that supports at least 128-bit encryption, such as Microsoft® Internet Explorer, Netscape®, or Mozilla Firefox®. To read certain documents, you may need a PDF reader like Adobe® Acrobat Reader X® or Foxit®. You will need a printer or a long-term storage device, such as your computer’s disk drive, to keep a copy of the Disclosures for future reference. Any questions regarding hardware and software requirements can be directed to the third-party lenders.

*Change to Your Contact Information*
Keep third-party lenders informed of any changes to your electronic or mailing address. You may update your information by logging into the lender’s website or by sending a written update by mail.

*YOUR ABILITY TO ACCESS DISCLOSURES*
BY CLICKING THE LINK, YOU AGREE TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE FORMATS DESCRIBED ABOVE.

*CONSENT*
BY CLICKING THE LINK, YOU AGREE TO THE TERMS. YOU ACKNOWLEDGE THAT YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, RECEIVING ALL DISCLOSURES IN ELECTRONIC FORM, AND CONDUCTING BUSINESS WITH THE LENDER ELECTRONICALLY. YOU ACKNOWLEDGE YOUR RIGHT TO REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED AT NO COST. IF YOU DO NOT WISH TO USE ELECTRONIC SIGNATURES OR CONDUCT THIS TRANSACTION ELECTRONICALLY, PLEASE REFRAIN FROM PROCEEDING. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS NECESSARY TO RECEIVE SERVICES FROM THIRD-PARTY LENDERS ONLINE.

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